Calculators
Free protection & tax calculators
Quick, free tools to help you understand how much cover you might need and what your estate could owe. No sign-up, nothing stored — just enter your figures and see an instant estimate.
Life insurance calculator
Work out how much life cover you need from your mortgage, debts, income and dependants.
Open calculator →Income protection calculator
Estimate the monthly benefit and deferred period to replace your income if you can't work.
Open calculator →Family protection calculator
See your household's life cover, income protection and emergency-fund gaps in one view.
Open calculator →Inheritance tax calculator
Estimate your potential IHT bill using the current nil-rate and residence nil-rate bands.
Open calculator →Illustrative estimates only. These calculators are a guide, not financial advice, a recommendation, or a quote. A separate, FCA-regulated adviser provides all advice. Cover Your Family is not FCA regulated.
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