Calculators
Free protection & tax calculators
Quick, free tools to help you understand how much cover you might need and what your estate could owe. No sign-up, nothing stored, just enter your figures and see an instant estimate.
Life insurance calculator
Work out how much life cover you need from your mortgage, debts, income and dependants.
Open calculator →Income protection calculator
Estimate the monthly benefit and deferred period to replace your income if you can't work.
Open calculator →Family protection calculator
See your household's life cover, income protection and emergency-fund gaps in one view.
Open calculator →Inheritance tax calculator
Estimate your potential IHT bill using the current nil-rate and residence nil-rate bands.
Open calculator →Illustrative estimates only. These calculators are a guide, not financial advice, a recommendation, or a quote. A separate, FCA-regulated adviser provides all advice. Cover Your Family is not FCA regulated.
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